I've posted an updated outline for the Freedom Insurance company idea:
http://forum.soulawakenings.com/index.php?topic=5080.msg90780#msg90780
There you will also see that I have put out a call for people willing to become policyholders. Your response will determine whether I move the idea forward now or wait until there are more activists in state.
I'm locking this thread; just head to the link above if you want to weigh in on this.