I have a hard time even thinking of using a credit card online and/or having a bank account on the internet.
And for me, not being able to purchase things online with cash is the single reason I don't use cash. If you're not buying online, you're paying way too much for most stuff I purchase routinely.
I guess I am like an 80 year old who can't understand why people need cellphones.
Don't blame that on age.

My grandmother and I both consider cellphones intrinsic parts of daily life and we e-mail each other frequently. Cell phones and the internet have "always" existed as far as I am concerned. I've been using computers since Kindergarten. It bothers me when I don't have my cellphone or my wife doesn't have hers. I live in the DC metro area... I don't have much faith in some good samaritin calling an ambulance if my wife goes careening off the highway.
I guess I just dislike the whole idea of every personal transaction someone makes is being processed and recorded somewhere and anyone (theif or Big gov) can gain access to it.
I understand this to some extent, but realistically speaking why does it matter? If the goverment wants to jail you, they don't need to prove a specific transaction, they simply need to show that you make more income than you report (tax evasion) which they can do if you deposit ANY amount of money over $600 into a bank account. Simply HAVING a bank account in today's system leaves several paper trails. I can understand the arguement of simply not using the banking system but not using certain aspects of it makes no sense to me. The only threat to your wealth is someone else knowing you have it. Since my employer gives it to me, the secret's already out of the bag as far as I'm concerened.
IMO it is a surefire way to eventually get rid of cash and keep track of everyones earnings.
Reporting requirements plus the banking system already do that so efficiently that they don't need a transaction-by-transaction account. There's a strong arguement for avoiding those two aspects, but for the most part it's impossible for most people to do that currently with their lifestyles. That realization is why I find agorism so appealing, to create a "network" of liberty-minded businesses and services that aren't willing to play into those systems.

Actually everything I hear says credit cards have better theft protection. They have zero liability policies and things. Debit cards they can rip whatever is in your checking account and you won't be paid back.
That really varies by bank. From a technical standpoint there's not too much difference between a debit and a credit card. Credit cards tend to advertise the "zero liability" more than banks, but then in my personal experience resolving fraudulent charges has been MUCH easier with a bank that I've got an established relationship with (debit cards). Some credit cards have liabilities, and some debit cards don't, so shop around.
